How do TAMKO shingles hold up in hail?
StormFighter FLEX and HailGuard are UL 2218 Class 4 impact-rated, the highest class in that test; Titan XT is Class 3, classified in 2023. HailGuard adds a system hail warranty of up to 20 years for leaks from hail up to 3 inches. TAMKO does not claim an IBHS rating for any of them.
Class 4
Class 3
Worth knowing
Impact-rated shingles and insurance discounts
Many insurers offer a premium discount for a UL 2218 Class 4 impact-resistant roof. The discount, and whether it applies at all, is set by the insurer and the state, not by TAMKO. Ask your carrier before you choose a shingle for the discount.
TAMKO press release, June 7, 2024Featured
What people report
Titan XT
For those in storm-prone areas or who prioritize long-term durability, Tamko Titan XT is the better investment.
Rich Prue, Second-generation roofer, The Roofer's HelperOctober 2024
The Roofer's HelperVerified September 3, 2026
Titan XT
Homeowners need to trust the shingles on their roof to protect their homes from severe weather, and the insurance discounts are an added bonus. When it's time for a new roof due to storm damage or age, we turn first to TAMKO for roofing materials due to their reliability and their exceptional performance.
Jeff Huddleston, Owner, Huddleston RoofingDallas area, TX · June 2024
BusinessWireVerified September 3, 2026
From a TAMKO press release
Titan XT
When insurance professionals trust YOU with their own roof… that says everything. Huge thank you to [a State Farm agent] for trusting Texas RoofCrafters with the replacement of his own office roof.
texasroofcrafters, Texas RoofCraftersGreater Houston, TX · July 2026
TikTokVerified September 3, 2026
Every quote
The wall for this topic
“For those in storm-prone areas or who prioritize long-term durability, Tamko Titan XT is the better investment.”
Rich Prue, Second-generation roofer, The Roofer's Helper·October 2024
Titan XT
“Homeowners need to trust the shingles on their roof to protect their homes from severe weather, and the insurance discounts are an added bonus. When it's time for a new roof due to storm damage or age, we turn first to TAMKO for roofing materials due to their reliability and their exceptional performance.”
Jeff Huddleston, Owner, Huddleston Roofing·Dallas area, TX · June 2024
Titan XT
From a TAMKO press release
“When insurance professionals trust YOU with their own roof… that says everything. Huge thank you to [a State Farm agent] for trusting Texas RoofCrafters with the replacement of his own office roof.”
texasroofcrafters, Texas RoofCrafters·Greater Houston, TX · July 2026
Titan XT
“We've installed StormFighter IR across hundreds of Aurora-area roofs”
Jason Beasley, Hilltop Contracting·June 2026
StormFighter IR
“All five qualify for the 20–30% homeowner premium discount with most major Colorado carriers.”
Jason Beasley, Hilltop Contracting·June 2026
StormFighter IR
“Installed: TAMKO HailGuard Class 4 in Rustic Slate.”
Travon Coney, TDC Roofing & Construction·Kentucky · June 2026
HailGuard
“TAMKO makes a “Titan XT” which is fine enough and a “Stormfighter” which I can recommend, but that’s a class above and not comparing apples to apples.”
Loyloy392·March 2026
Titan XT
“delivers genuine Class 4 protection at prices that usually undercut GAF”
American Roofing Guide (editorial staff)·March 2026
StormFighter IR
“Value with muscle: TAMKO Titan XT, for reinforced nailing zone and Class 3 impact rating at attractive price points.”
Mountain View Roofing·San Luis Obispo County, CA · December 2025
Titan XT
“I've done hundreds of roofs with them and minimal issues. I've also looked at them after hail storms and haven't found a mark yet.”
ROOFhawkin·June 2025
Titan XT
“My crews have installed many squares of TAMKO Titan shingles, have over 300 squares installed on a waterfront property that has weathered many hurricanes over the past several years, zero blow outs, hot VA summers. Shingles still look brand new even after a hail storm that left all trim metals/siding damaged.”
A Virginia Class A roofing contractor, r/Roofing·February 2025
Titan XT
“Titan XT stands out for its combination of wind resistance, impact protection, and long-term performance.”
Steven M. DiMare, CEO, Unified Home Remodeling·Long Island, NY · April 2024
Titan XT